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Answers for Dubai mortgages and SME finance.

Get quick clarity on eligibility, documents, timelines, and how we work with major UAE banks.

Mortgage FAQs

Guidance for Dubai home buyers, investors, and refinancing clients.

What does a mortgage broker do?+

We compare mortgage options across major UAE banks, explain eligibility, and coordinate the application from pre-approval to final offer.

Do you work with all major UAE banks?+

Yes. We maintain relationships with leading banks and lenders in the UAE to match you with the most suitable rates and terms.

Can expats and non-residents apply for a Dubai mortgage?+

Yes. Eligibility and down payment requirements vary by bank. We guide expats and non-residents through the available options.

What documents are typically required?+

Common requirements include passport, Emirates ID, visa, salary certificate, bank statements, and property documents. We share a tailored checklist.

SME Loan FAQs

Funding support for growing businesses, trade, and working capital needs.

What types of SME finance do you arrange?+

We arrange working capital, term loans, trade finance, equipment financing, and business expansion facilities.

How much can my business borrow?+

Loan size depends on turnover, profitability, and bank policies. We review your financials and recommend a realistic range.

What do banks usually look at?+

Banks typically review trade license, bank statements, financials, cash flow stability, and ownership profile.

How long does approval take?+

Timelines vary by bank and completeness of documents. Pre-qualification can take a few days, with final approval often within 2 to 4 weeks.

Process & Fees

How we work, what to expect, and next steps after approval.

Is the first consultation free?+

Yes. We start with a no-obligation review of your goals to determine the best lending path.

Do you charge brokerage fees?+

Any brokerage fee is disclosed upfront. Some products are bank-paid, while others may include a client fee.

Can you help with pre-approval and property selection?+

Yes. We can secure pre-approval and align your property search with your approved budget.

Do you assist with refinancing or mortgage transfers?+

Yes. We compare transfer offers and guide you through valuation, documentation, and final offer stages.

Still have questions?

Share your goals and we will match you with the right expert.

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FinPoint Finance
Smart. Simple. Secure Financing

FinPoint Finance offers customized mortgages for Nationals, Expats, and Non-Residents with competitive rates and fast processing.

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