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Mortgages – Dubai Home Loans

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  1. Home
  2. Mortgages
OVERVIEW

Home Loans Made Simple in Dubai and the UAE

Indicative mortgage interest rates may start from
~3.75%per annum

FinPoint Finance provides tailored mortgage solutions for UAE Nationals, Expatriates, and Non-Residents. We work closely with leading UAE banks to help you secure competitive home loan options with transparent terms, flexible repayment structures, and professional guidance throughout the process — from pre-approval to final disbursement.

Actual rates depend on bank policies, applicant profile, loan structure, and prevailing market conditions.

Mortgage Eligibility Overview

Banks typically assess the following criteria before approving a mortgage in the UAE:

Age 
Requirements
Age Requirements
Valid ID and documentation
Valid ID and documentation
Income and financial eligibility
Income and financial eligibility
Residency and citizenship status
Residency and citizenship status
FEATURES

Key Mortgage Features

Competitive Interest Rates

Competitive Interest Rates

Competitive interest rates across UAE banks

Flexible Loan Tenure

Flexible Loan Tenure

Flexible loan tenure of up to 25 years

Mortgage Transfer

Mortgage Transfer

Mortgage transfer and refinancing options

Quick Processing

Quick Processing

Efficient loan processing timelines

Dedicated Support

Dedicated Support

Dedicated mortgage relationship manager

Transparent Charges

Transparent Charges

Transparent fees with no hidden charges

HOME LOAN

Calculate & Confirm Your Mortgage

Calculate & Confirm Your Mortgage

Estimate your monthly repayments before applying. Adjust the property value, loan amount, loan tenure, and interest rate to confirm your numbers.

Help icon
Need Assistance? Check Our Faq's page
Property Value (AED)
AED 750,000
AED 200,000
AED 5 million
Loan Amount
AED 600,000
AED 50,000
AED 750,000
Loan Tenure (Years)
20
5 Years
25 Years
Interest Rate (%)
3.75%
3%
10%
Summary icon

Estimated Monthly Payment

AED 0.00
IconTotal Interest Payable
AED 0
IconTotal Loan Amount
AED 0
HOW IT WORKS

Your Mortgage Journey in 3 Simple Steps

01

Apply for Pre-Approval

Submit required documents to assess eligibility.

Apply for Pre-Approval
02

Compare Mortgage Options

Review fixed and variable rate products from UAE banks.

Compare Mortgage Options
03

Close Your Loan

Complete valuation, approvals, and registration with expert support.

Close Your Loan
Your Financial Future Starts
Here,
BLOG POST

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TESTIMONIALS

Our Clients Say It Best

Testimonial icon

"The FinPoint Finance team made my mortgage journey extremely smooth. They compared multiple UAE banks and helped me secure a competitive rate with complete transparency. The entire process was handled professionally from start to finish."

AR
Ahmed R.
Homebuyer, Dubai
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Google Reviews from 6.4k Happy Customers.

4.8
FinPoint Finance
Smart. Simple. Secure Financing

FinPoint Finance offers customized mortgages for Nationals, Expats, and Non-Residents with competitive rates and fast processing.

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